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Charlie Gonzales, Realtor®| Southern Middle Realty Powered By Keller Williams

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Closing Costs

Costs pertaining to your loan to be paid at closing

Taxes you may be responsible for at closing

Insurance fees due at closing

Representing as a Seller

As we negotiate your deal, we will work to get the very best sales price and campaign for lower closing costs. And once we’ve agreed on a contract, I’ll walk you through the closing costs so you know exactly where your money is going.

Representing as a Buyer

When purchasing a house, your lender should send a “Good Faith Loan Estimate” within three days of submitting your loan application. Loan estimates will include an amount for your closing costs. The estimate is based on the loan officer’s previous experience and is required to be within a reasonable range, so you’re not astonished when you come to the closing table. As the Realtor, I do not receive a copy of your loan estimate, but I would be happy to work with you to review and help you sort through any questions you might have with your lender.

Further questions? I am standing by to answer any of those you may have. Please feel free to use the contact form.